Payment amounts are in USD and assume investment of $100,000. Does not reflect actual investments. For more detailed information regarding the DCDB™ Benchmark, see Overview & Calculation. TIPS payments calculated using a portfolio of laddered inflation-indexed bonds out to the latest TIPS effective maturity rate. Annuity payments based on annuity quotes collected from a sample of insurance companies. Inflation rates taken from the Federal Reserve Bank of Cleveland. The Benchmark is updated monthly, typically between the 20th and 25th of the month.

Calculation
Portfolio Allocation Annual Income Payment Streams Deferred Annuity: Nominal Payment
Month Age TIPS % Annuity % Payment in Yr 1 Inflation Payment in Yr 20 Payments in Yr 21 +
Nov-15
65
85%
15%
$4,629
2.0%
$6,879
$6,879
Oct-15
65
85%
15%
$4,629
2.0%
$6,877
$6,877
Sep-15
65
85%
15%
$4,567
2.0%
$6,831
$6,831
Aug-15
65
85%
15%
$4,492
2.0%
$6,714
$6,714
Jul-15
65
86%
14%
$4,543
2.0%
$6,780
$6,780
Jun-15
65
85%
15%
$4,478
2.0%
$6,621
$6,621
May-15
65
85%
15%
$4,372
2.0%
$6,438
$6,438
Apr-15
65
85%
15%
$4,352
1.9%
$6,340
$6,340
Mar-15
65
84%
16%
$4,321
1.9%
$6,295
$6,295
Feb-15
65
84%
16%
$4,276
1.9%
$6,262
$6,262
Jan-15
65
83%
17%
$4,410
2.0%
$6,539
$6,539
Dec-14
65
84%
16%
$4,519
2.0%
$6,750
$6,750
Nov-14
65
85%
15%
$4,528
2.1%
$6,799
$6,799
Oct-14
65
85%
15%
$4,571
2.1%
$6,870
$6,870
Sept-14
65
85%
15%
$4,486
2.1%
$6,728
$6,728
Aug-14
65
85%
15%
$4,485
2.1%
$6,735
$6,735
July-14
65
86%
14%
$4,497
2.1%
$6,747
$6,747
June-14
65
86%
14%
$4,506
2.1%
$6,758
$6,758
May-14
65
86%
14%
$4,596
2.0%
$6,866
$6,866
Apr-14
65
86%
14%
$4,639
2.0%
$6,895
$6,895
Mar-14
65
86%
14%
$4,611
2.0%
$6,842
$6,842
Feb-14
65
85%
15%
$4,568
2.0%
$6,784
$6,784
Jan-14
65
86%
14%
$4,725
2.0%
$6,989
$6,989
Dec-13
65
86%
14%
$4,698
2.0%
$6,908
$6,908
Nov-13
65
85%
15%
$4,574
2.0%
$6,760
$6,760
Oct-13
65
85%
15%
$4,573
2.0%
$6,765
$6,765
Sep-13
65
86%
14%
$4,663
2.0%
$6,875
$6,875
Aug-13
65
86%
14%
$4,580
1.9%
$6,654
$6,654
July-13
65
86%
14%
$4,621
1.8%
$6,597
$6,597
June-13
65
85%
15%
$4,421
1.8%
$6,248
$6,248
May-13
65
87%
13%
$4,766
1.7%
$6,692
$6,692
Apr-13
65
87%
13%
$4,768
1.8%
$6,739
$6,739
Mar-13
65
87%
13%
$4,733
1.8%
$6,716
$6,716
Feb-13
65
87%
13%
$4,734
1.8%
$6,714
$6,714
Jan-13
65
87%
13%
$4,714
1.8%
$6,681
$6,681
Dec-12
65
87%
13%
$4,657
1.8%
$6,601
$6,601
Nov-12
65
87%
13%
$4,644
1.8%
$6,592
$6,592
Oct-12
65
87%
13%
$4,624
1.8%
$6,545
$6,545
Sep-12
65
88%
12%
$4,692
1.6%
$6,456
$6,456
Aug-12
65
88%
12%
$4,663
1.6%
$6,383
$6,383
Jul-12
65
89%
11%
$4,769
1.6%
$6,543
$6,543
Jun-12
65
88%
12%
$4,684
1.7%
$6,495
$6,495
May-12
65
89%
11%
$4,738
1.7%
$6,659
$6,659
Apr-12
65
89%
11%
$4,809
1.7%
$6,744
$6,744
Mar-12
65
89%
11%
$4,713
1.7%
$6,587
$6,587
Feb-12
65
89%
11%
$4,699
1.7%
$6,584
$6,584
Jan-12
65
89%
11%
$4,811
1.7%
$6,770
$6,770
Dec-11
65
89%
11%
$4,783
1.7%
$6,733
$6,733
Nov-11
65
89%
11%
$4,815
1.7%
$6,758
$6,758
Oct-11
65
89%
11%
$4,817
1.8%
$6,816
$6,816
Sep-11
65
89%
11%
$4,818
1.9%
$6,971
$6,971
Aug-11
65
90%
10%
$4,906
2.0%
$7,223
$7,223
Jul-11
65
89%
11%
$5,061
2.0%
$7,577
$7,577
Jun-11
65
89%
11%
$5,007
2.1%
$7,558
$7,558
May-11
65
89%
11%
$4,962
2.1%
$7,568
$7,568
Apr-11
65
89%
11%
$5,041
2.1%
$7,678
$7,678
Mar-11
65
90%
10%
$5,041
2.1%
$7,623
$7,623
Feb-11
65
90%
10%
$5,142
2.0%
$7,688
$7,688
Jan-11
65
91%
9%
$5,116
2.0%
$7,526
$7,526
Dec-10
65
91%
9%
$4,977
1.9%
$7,220
$7,220
Nov-10
65
88%
12%
$4,741
1.9%
$6,845
$6,845
Oct-10
65
88%
12%
$4,844
1.9%
$7,057
$7,057
Sep-10
65
88%
12%
$5,017
2.0%
$7,049
$7,049
Aug-10
65
88%
12%
$5,036
2.0%
$7,216
$7,216
Jul-10
65
88%
12%
$5,007
2.1%
$7,230
$7,230
Jun-10
65
88%
12%
$4,988
2.2%
$7,331
$7,331
May-10
65
88%
12%
$5,020
2.2%
$7,532
$7,532
Apr-10
65
89%
11%
$5,050
2.2%
$7,632
$7,632
Mar-10
65
88%
12%
$4,998
2.2%
$7,454
$7,454
Feb-10
65
89%
11%
$5,026
2.2%
$7,522
$7,522
Jan-10
65
89%
11%
$5,024
2.2%
$7,612
$7,612
Legal Disclaimer

Privacy Policy & Disclaimer